Not holding a valid PUC Certificate not a reason to deny motor insurance claim, IRDAI clarifies
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New Delhi: Taking note of some misleading reports surfaced in social media and others, the Insurance Regulatory and Development Authority (IRDAI) has issued a clarification that not holding a valid Pollution Under Control (PUC) certificate is not a valid reason for denying any claim under a motor insurance policy.
According to some unverified reports, which were widely circulated through social media, if there was no valid PUC certificate at the time of accident, claim under a motor insurance policy is not payable.
A circular issued by IRDAI on August 20, 2020 had advised general insurance providers to not renew any motor vehicle policy withot the owner providing a valid PUC certificate, as per related Supreme Court orders.
On August 10, 2017, the Supreme Court had passed orders mandating insurance providers to obtain valid PUC certificates for the vehicle while renewing its motor insurance policy. It was also stipulated that vehicle owners who don't have a valid pollution certificate will not be able to renew the insurance of their vehicles.